Wedding Insurance
June 13, 2008
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Wedding insurance is a tool designed to protect your investment throughout the planning process, and the event itself. Not only are you investing money that you would want to recoup if something goes wrong, you are also, as the host of an event, assuming liability risks for the safety and wellbeing of your guests. Wedding insurance is split into two types. The first type is where wedding insurance could save your big day. Wedding insurance is generally offered in packages or can be designed by couples on their own.
Wedding insurance is a wonderful addition to planning any wedding and should be taken quite seriously. For just a fraction of your overall wedding costs, you will be covered and will get a large portion of your money back or a rescheduled wedding should something happen. Wedding insurance is going to cover you, for example, in the event that something happens to the photographer and his camera is stolen and you don’t get your film, and you don’t get your pictures. It is not going to cover you if you get the pictures and you don’t like them. Wedding insurance is one of our newer products and can provide coverage for postponement, phtography or video errors, lost deposits, wedding attire mishaps, liquor liability coverage for the reception and more.
In a nut shell, wedding insurance is exactly what it says it is. It is an insurance policy that covers you and protects you against any accident or problems that might occur during your wedding. Wedding Insurance is designed to cover the unusual “what if” circumstances that might affect your wedding. It can provide coverage for lost deposits if a reception venue burned down or a hurricane hit a destination wedding location, extra expense to re-create wedding photos, extra expense to postpone a wedding if a key person became ill, extra liability insurance if someone were injured at the wedding, and so on. Wedding insurance is a plan designed to financially protect against wedding disasters. If the wedding reception is cancelled because of a fire at the wedding venue, or if the wedding rings are lost or there is a failure on the part of the photographer that results in the loss of those special prints, your wedding insurance plan can help you out.
According to figures released by Debenhams Wedding Insurance, the number of weddings cancelled has more than doubled in the past 12 months alone, but pre-nuptial nerves were the least of most couples’ worries. The survey found that the biggest reason for calling off a wedding was in many cases down to relatives being too ill to attend, something that wedding insurance is designed to protect.
Brides and grooms can opt to purchase two types of wedding insurance. There is wedding cancellation insurance and also wedding . With the cost of a wedding being so high you would think that more couples would take out wedding insurance just in case something happens to spoil the special day. However, an estimated 85% of couples planning to get married do not bother with insurance. Overseas wedding insurance will NOT cover you for overseas medical expenses so travel insurance is vital. When you are in the UK, you have access to the NHS for medical treatment but no such service exists in other countries.
Months of planning should mean that you can enjoy the day of your dreams. Sadly, however, things can and do go wrong. Make sure to get your Wedding Insurance as soon as possible.
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